Charlene Yang · Financial systems, risk strategy, and investment research
Turning financial uncertainty into better decisions.
I research and build decision systems across payments risk, financial infrastructure, and investment markets—combining financial analysis, Python, APIs, data workflows, and product strategy.
Payments risk · Financial infrastructure · Investment research under uncertainty
Current work · Digital-goods merchant risk · AI infrastructure forecasting · Based between US and Singapore career markets
Selected work
Loading portfolio index…
Capabilities
Technical, AI-enabled, and financial skills verified by coursework, internships, repositories, and published projects.
Technical skills
Languages
- Python
- TypeScript
- JavaScript
- SQL
- HTML
- CSS
Frameworks and frontend
- Next.js
- React
- GSAP
- Motion
Data and analysis
- pandas
- Data pipelines
- Visualization
- Scenario modeling
Engineering
- REST APIs
- FastAPI
- Git and GitHub
- Vitest
- Vercel
AI-enabled workflows
Development practice
- AI-assisted software development and live prototyping
- Prompt and context design
- Iterative evaluation and error checking
- Workflow documentation and repeatability
Agentic systems
- Agentic workflow design
- Tool-use workflows
- Reusable skills and automation design
- Structured AI research assistance
Controls
- Sandboxed execution
- Approval gates and human-in-the-loop controls
- Guardrail design
Financial and analytical skills
Analysis
- Financial modeling
- Equity research
- Investment research
- Company and industry analysis
- Forecasting
- Scenario and sensitivity analysis
- Credit and payments-risk analysis
- Portfolio and market-risk analysis
Tools
- Bloomberg Terminal
- S&P Capital IQ
- PitchBook
- Excel
- PowerPoint
- R
- Minitab
Insights themes
- Emerging fraud and payment risk in digital goodsActive
- AI power-conversion forecastingActive
- Stablecoin and cross-border payment infrastructureNext
About
I'm Charlene Yang, a junior at Babson College studying Business Administration (expected May 2028). I'm interested in how finance and technology shape payment systems, financial products, risk decisions, and investment research.
I use research, financial analysis, and technical tools—Python, data workflows, and product framing—to examine these questions and build practical analytical projects. My interests include blockchain and quantitative investing, shaped by study and work across the United States, Singapore, China, Japan, and Korea.
Continue exploring
Selected work, insights, and public profiles are available throughout the site.